Our
Preferred Lending Partner: Mid American
Mortgage, Inc.
The ONLY Lender We Recommend to ALL
Buyers! Specializing in First-Time Home Buyers, FHA Loan
Programs and Rent To Own Headquartered out of Downers Grove, IL. Consistently Recognized as one of Illinois'
ELITE Broker Mortgage
Company's A Staff that You Can TRUST They Work Hard to Get the Job Done For You!
Get a FREE Credit Check or Pre-Approval
Today!
Please click here for the quick pre-approval form.
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Print out the form (one for each person
qualifying)
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Fill the form out completely with your
Social Security# & then sign it
giving us authorization to review your credit.
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Once completed, Please Fax to 630-608-4365.
**The Pre-Approval is good for Buyer's looking to
purchase a home Now and Rent To Own Buyers.
Roger or one of his staff will pull your credit
and then Roger will personally give you a call within 24 hours to discuss your scores and what his recommendations
are for improvement, if any. Roger will also discuss with you what
price range of homes you should focus on when selecting a home and give you your Pre-Approval letter to get you
started.
Are You Ready To Buy a Home Right Now?
If your in a position to purchase a home now (please see "A Guide To FHA Loans in 2010") to see if
you qualify, or once you have your Pre-Approval letter from the lender, were ready to get started finding your
new home.
We will start by discussing your exact requirements, locations of interest, amenities and
price range. From there we can build a "search" for you (or you can simply search the entire MLS on your own). We
can narrow your list down to as few or as many as you wish to view.
We will spend as much time as it takes for you to find the right home for you and your
family. Once you have found the right home, we will use our year of experience to negotiate the
contract, and a good deal on your behalf.
After the home is under contract, the next steps are the home inspection, getting you set-up with a
good real estate attorney, having your formal sit down meeting with the lender to discuss all the details of your
loan and then the closing within 30-40 days.
**We have developed many professional relationships with Inspectors, Attorneys,
Lenders, etc. We can and do provide many of our clients with trusted referals....just ask us!
Do You Want To Buy via Rent To Own?
Many of our clients don't have the credit to get qualified to
purchase a home right now. That's OK, because we will still work with you to find a great Rent To Own
home.
To get started, all you do is fill out the Quick Pre-Approval form and Mid American Mortgage, Inc.
will pull your credit file and have a personal phone consultation with you. In that consultation they
will discuss what in your credit report needs to be worked on and give you a real good estimate of how long it
will take to position yourself to buy.
As part of the consultation they will also discuss with you what price range of homes you should focus on when
selecting a home.
Next, just give us a call with the details of that consultation and your requirements for the home you are
looking for or the homes you are selected on your own, and we do the rest. We have an extensive
network in place to help find that perfect Rent To Own home.
We want to find the right home, in the right
neighborhood, and with a monthly payment that is affordable for you. The lender always
evaluates your current income and debt ratios before you select your home to make sure Mid American Mortgage
can provide the financing when your ready to buy down the road.
Once we find you the home and negotiate the deal on your behalf, it's up to you to
follow the "plan of action" that Mid American Mortgage laid out for you. We can also refer you to Credit
Repair experts that can really turn your credit around fast. But remember..... it's ultimately up to you
to work hard and follow the plan.
Disclaimer: It is very important that you work hard to
improve your own credit throughout the entire " Rent To Own " process. Mid American Mortgage can offer valuable
support and guidance along the way, but it's ultimately up to you to pay bills on time and improve your credit
along the way. ChicagoRentToOwnHomes / Pinyon Properties, Inc. / Nationwide Realty Group, Inc. does not warrant
or guarantee any results!
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